CreditGenius is a free loan-comparison and loan-finder service operated by Adwells Group OÜ (registration number: 17379392, address: Aiandi tn 13/1, Tallinn 12918, Estonia). A finance search engine; loan search and comparison — we work with trusted lenders, 24 hours a day, 7 days a week. Our partner lenders are registered with the NCR (National Credit Regulator) under the NCA (National Credit Act) and offer loans repayable over 91 to 120 days, with an APR of up to 317%. The final terms are determined by each lender. Interest varies by lender; the interest offered will depend on your circumstances and credit record. CreditGenius is NOT a registered credit provider, NOT a lender and NOT a financial institution. We do not grant loans, we do not make credit decisions, and we are NOT a party to any credit agreement. The service is not responsible for credit agreements. CreditGenius does not charge for the service and is not responsible for the actions, defaults or interest rates of any lender. You are not obliged to use the services of CreditGenius or to contact or apply for a loan with the lenders shown on this page. The information displayed is for comparison and information purposes and does not constitute an offer. Any form on the site is not a loan application. We connect users with lenders; the final terms are determined by the lender.
Information about the total cost of the loan and the repayment terms: Minimum repayment period: 91 days. Maximum repayment period: 120 days. Annual Percentage Rate (APR): up to 317%. Maximum APR: 317%. Representative example of the total cost of the loan, including all applicable fees: a loan of R3 000 repayable over 91 days in 3 monthly instalments of R1 305. Initiation fee R419.75 (incl. VAT), service fee R207 (R69 per month, incl. VAT), credit life insurance R27, interest R261.25. Total cost of credit R915, total repayable R3 915, APR ≈ 175%.
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